/* Lendmax application portal — layout and components.
   Brand tokens match the main site so the two read as one company. */

:root{
  --navy:#162238; --navy-700:#1E3050; --navy-500:#33445C; --navy-deep:#0D1626;
  --sky:#73C2FB; --sky-050:#EAF5FE; --blue:#14589F; --blue-700:#0F4478; --blue-050:#E8F1FA;
  --maple:#D81E27; --maple-700:#B5151D; --maple-050:#FDECEC;
  --pos:#00875A; --pos-050:#E6F5EF; --warn:#B4770B; --warn-050:#FDF4E3;
  --paper:#F7F9FC; --mist:#F1F5FA; --mist-2:#E4EBF3;
  --line:#E4EAF2; --line-2:#CBD6E4;
  --text:#1F2C42; --muted:#54617A; --muted-2:#7B8FAB;

  --d:"Poppins",system-ui,-apple-system,"Segoe UI",sans-serif;
  --b:"Source Sans 3",system-ui,-apple-system,"Segoe UI",sans-serif;

  --r-sm:6px; --r:10px; --r-lg:16px; --r-full:999px;
  --sh-1:0 1px 2px rgba(22,34,56,.05);
  --sh-2:0 2px 8px rgba(22,34,56,.07);
  --sh-3:0 12px 28px rgba(22,34,56,.10);

  --rail:290px;
  --headH:150px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--headH) + 20px)}
body{margin:0;font-family:var(--b);font-size:16.5px;line-height:1.62;color:var(--text);background:var(--paper);
  -webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums}
h1,h2,h3,h4{font-family:var(--d);color:var(--navy);margin:0 0 .5em;letter-spacing:-.02em;line-height:1.18;font-weight:700}
h1{font-size:clamp(1.7rem,3vw,2.1rem);letter-spacing:-.03em}
h2{font-size:1.28rem}
h3{font-size:1.02rem;font-weight:600}
p{margin:0 0 1em}
a{color:var(--blue);text-underline-offset:3px}
img{max-width:100%;display:block}
/* Every inline SVG here is an icon. Without a default size an unstyled one
   renders at its viewBox scale and blows the row it sits in apart. */
svg{width:18px;height:18px;display:block;flex:0 0 auto}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px}
.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hide{display:none !important}

/* ============================================================ buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--d);font-weight:600;
  font-size:.98rem;padding:14px 24px;min-height:50px;border-radius:var(--r);border:2px solid transparent;
  cursor:pointer;transition:background .15s,color .15s,border-color .15s,box-shadow .15s;text-decoration:none;line-height:1.15}
.btn:disabled{opacity:.5;cursor:not-allowed}
.btn-primary{background:var(--maple);color:#fff;box-shadow:0 4px 14px rgba(216,30,39,.22)}
.btn-primary:hover:not(:disabled){background:var(--maple-700)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover:not(:disabled){background:var(--navy-700)}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line-2)}
.btn-ghost:hover:not(:disabled){border-color:var(--navy)}
.btn-quiet{background:none;color:var(--muted);border:0;padding:10px 12px;min-height:44px;font-size:.9rem;cursor:pointer;
  font-family:var(--d);font-weight:600;border-radius:var(--r-sm)}
.btn-quiet:hover{background:var(--mist);color:var(--navy)}
.btn-sm{padding:9px 15px;min-height:42px;font-size:.88rem}
.btn-block{width:100%}
.spin{display:inline-block;width:15px;height:15px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;
  border-radius:50%;animation:sp .7s linear infinite}
@keyframes sp{to{transform:rotate(360deg)}}

/* ============================================================ landing */
.land{min-height:100vh;display:grid;grid-template-columns:1.05fr .95fr}
@media(max-width:900px){.land{grid-template-columns:1fr}}
.land-brand{background:var(--navy-deep);color:#fff;padding:clamp(32px,5vw,64px);display:flex;flex-direction:column;
  justify-content:center;position:relative;overflow:hidden}
.land-brand::after{content:"";position:absolute;right:-8%;bottom:-30%;width:min(520px,60%);aspect-ratio:1;
  background:var(--sky);opacity:.06;clip-path:polygon(50% 0%,100% 31%,100% 100%,50% 69%,0% 100%,0% 31%)}
.land-brand > *{position:relative;z-index:2}
.land-brand img{height:38px;width:auto;margin-bottom:clamp(28px,4vw,52px)}
.land-brand h1{color:#fff;max-width:15ch;font-size:clamp(1.9rem,3.4vw,2.7rem)}
.land-brand p{color:#B6C8DE;max-width:44ch}
.land-list{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px}
.land-list li{display:grid;grid-template-columns:26px 1fr;gap:12px;align-items:start;color:#D5DFEC;font-size:.96rem}
.land-list svg{width:20px;height:20px;color:var(--sky);margin-top:2px}
.land-form{display:flex;flex-direction:column;justify-content:center;padding:clamp(28px,5vw,64px);background:#fff}
.land-form .inner{width:100%;max-width:430px;margin-inline:auto}
@media(max-width:900px){
  .land-brand{padding-block:36px}
  .land-brand h1{font-size:1.7rem}
  .land-list{display:none}
}

/* ============================================================ app shell */
.shell{display:grid;grid-template-columns:var(--rail) 1fr;min-height:100vh}
@media(max-width:1000px){.shell{grid-template-columns:1fr}}

/* The scrim only exists for the mobile drawer. It must be taken out of the grid
   at every width, or it claims the first column and pushes the rail sideways. */
.rail-scrim{position:fixed;inset:0;background:rgba(13,22,38,.5);z-index:190;opacity:0;visibility:hidden;transition:.2s}

/* ---- left rail: the section menu ---- */
.rail{background:var(--navy);color:#C3D2E6;display:flex;flex-direction:column;position:sticky;top:0;height:100vh;overflow-y:auto}
.rail-head{padding:22px 22px 16px;border-bottom:1px solid rgba(255,255,255,.09)}
.rail-head img{height:32px;width:auto}
.rail-ref{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.74rem;color:var(--sky);margin-top:10px;display:block}
/* Flex, not grid. As a grid this container is stretched by `flex:1` inside the
   rail, and the engine was free to hand the spare height to one row — which put
   an 80px hole above and below whichever item was active. A flex column sizes
   every item to its content and pushes the slack to the end, which is the only
   behaviour that makes sense for a menu. */
.rail-nav{padding:14px 12px;flex:1;display:flex;flex-direction:column;gap:2px;align-items:stretch}
.rail-label{font-family:var(--d);font-size:.66rem;font-weight:600;letter-spacing:.15em;text-transform:uppercase;
  color:#7B8FAB;padding:10px 12px 6px}
.snav{display:grid;grid-template-columns:26px 1fr auto;align-items:center;gap:11px;width:100%;flex:0 0 auto;text-align:left;
  background:none;border:0;color:#B6C8DE;font-family:var(--d);font-weight:600;font-size:.93rem;
  padding:12px;border-radius:9px;cursor:pointer;transition:background .14s,color .14s;min-height:48px}
.snav:hover:not(:disabled){background:rgba(255,255,255,.07);color:#fff}
.snav.on{background:#fff;color:var(--navy)}
.snav:disabled{opacity:.42;cursor:not-allowed}
.snav-n{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;font-size:.76rem;font-weight:700;
  background:rgba(255,255,255,.11);color:#C3D2E6;flex:0 0 26px}
.snav.on .snav-n{background:var(--navy);color:#fff}
.snav.done .snav-n{background:var(--pos);color:#fff}
.snav.on.done .snav-n{background:var(--pos)}
.snav-n svg{width:13px;height:13px}
.snav small{display:block;font-family:var(--b);font-weight:400;font-size:.76rem;color:#7B8FAB;margin-top:1px}
.snav.on small{color:var(--muted)}
.rail-foot{padding:16px 20px 22px;border-top:1px solid rgba(255,255,255,.09);font-size:.84rem}
.rail-foot a{color:var(--sky);text-decoration:none;font-weight:600}
.rail-save{display:flex;align-items:center;gap:8px;color:#7B8FAB;font-size:.79rem;margin-bottom:12px}
.rail-save .dot{width:7px;height:7px;border-radius:50%;background:var(--pos);flex:0 0 7px}
.rail-save.saving .dot{background:var(--warn);animation:pulse 1.2s infinite}
@keyframes pulse{50%{opacity:.35}}

/* mobile: the rail becomes a drawer */
.rail-toggle{display:none}
@media(max-width:1000px){
  .rail{position:fixed;inset:0 auto 0 0;width:min(310px,86vw);z-index:200;height:100dvh;
    transform:translateX(-100%);transition:transform .24s cubic-bezier(.4,0,.2,1)}
  .rail.open{transform:none;box-shadow:0 0 60px rgba(13,22,38,.4)}
  .rail-scrim.on{opacity:1;visibility:visible}
  .rail-toggle{display:inline-flex;align-items:center;gap:9px;background:none;border:1.5px solid var(--line-2);
    border-radius:9px;padding:9px 13px;min-height:44px;font-family:var(--d);font-weight:600;font-size:.88rem;
    color:var(--navy);cursor:pointer}
  .rail-toggle svg{width:16px;height:16px}
}

/* ---- header: progress + tips ---- */
.main{min-width:0;display:flex;flex-direction:column}
.head{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line)}
.head-in{padding:16px clamp(20px,3.4vw,44px) 0;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.head-title{flex:1;min-width:0}
.head-title .eyebrow{font-family:var(--d);font-size:.68rem;font-weight:600;letter-spacing:.15em;text-transform:uppercase;
  color:var(--blue);display:block;margin-bottom:3px}
.head-title h1{font-size:clamp(1.25rem,2.2vw,1.6rem);margin:0}
.head-pct{font-family:var(--d);font-weight:700;font-size:.86rem;color:var(--navy);white-space:nowrap;
  background:var(--sky-050);border-radius:var(--r-full);padding:7px 14px}
.pbar{height:5px;background:var(--mist-2);margin:14px clamp(20px,3.4vw,44px) 0;border-radius:var(--r-full);overflow:hidden}
.pbar i{display:block;height:100%;border-radius:var(--r-full);
  background:linear-gradient(90deg,var(--blue),var(--sky));transition:width .5s cubic-bezier(.4,0,.2,1)}
.tips{display:flex;align-items:flex-start;gap:11px;padding:12px clamp(20px,3.4vw,44px) 14px;
  font-size:.88rem;color:var(--muted);line-height:1.55}
.tips svg{width:17px;height:17px;color:var(--blue);flex:0 0 17px;margin-top:2px}
.tips b{color:var(--navy);font-family:var(--d);font-weight:600}

/* ---- the page ---- */
.page{padding:clamp(24px,3.4vw,44px);max-width:920px;width:100%;flex:1}
.page-intro{margin-bottom:26px;color:var(--muted);max-width:62ch}

/* ---- a subsection card ---- */
.grp{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2.4vw,28px);
  margin-bottom:18px;box-shadow:var(--sh-1);position:relative}
.grp-head{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.grp-head h2{margin:0;font-size:1.1rem}
.grp-badge{margin-left:auto;display:inline-flex;align-items:center;gap:6px;font-family:var(--d);font-weight:600;
  font-size:.74rem;padding:5px 11px;border-radius:var(--r-full);background:var(--pos-050);color:var(--pos);
  opacity:0;transform:scale(.9);transition:opacity .25s,transform .25s}
.grp.valid .grp-badge{opacity:1;transform:none}
.grp-badge svg{width:13px;height:13px}
.grp.valid{border-color:#BFE3D3}

/* the fade-in: a subsection appears once the one before it is green */
.grp.locked{display:none}
.grp.reveal{animation:fadein .42s cubic-bezier(.22,.61,.36,1) both}
@keyframes fadein{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
@media(prefers-reduced-motion:reduce){.grp.reveal{animation:none}}

/* ---- fields ---- */
.fgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
@media(max-width:640px){.fgrid{grid-template-columns:minmax(0,1fr)}}
.f{display:flex;flex-direction:column;gap:6px;min-width:0}
.f.full{grid-column:1/-1}
.f label{font-family:var(--d);font-size:.8rem;font-weight:600;color:var(--navy)}
.f label .req{color:var(--maple);margin-left:2px}
.f input,.f select,.f textarea{font-family:var(--b);font-size:1rem;color:var(--text);padding:13px 14px;
  min-height:50px;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:#fff;width:100%;
  transition:border-color .14s,box-shadow .14s}
.f textarea{min-height:110px;resize:vertical;line-height:1.55}
.f input:focus,.f select:focus,.f textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(20,88,159,.14)}
.f select{appearance:none;padding-right:38px;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M2 4.5L6 8.5L10 4.5' stroke='%2354617A' stroke-width='1.7' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 13px center;background-size:12px}
.f .hint{font-size:.79rem;color:var(--muted-2);line-height:1.5}
.f .err{font-size:.79rem;color:var(--maple-700);font-weight:600;display:none}
.f.bad input,.f.bad select,.f.bad textarea{border-color:var(--maple);background:var(--maple-050)}
.f.bad .err{display:block}
.f.good input,.f.good select,.f.good textarea{border-color:#9DD6BA}
.f .with-prefix{position:relative}
.f .with-prefix span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted-2);
  font-size:1rem;pointer-events:none}
.f .with-prefix input{padding-left:29px}
.f .with-suffix{position:relative}
.f .with-suffix span{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted-2);font-size:.95rem;pointer-events:none}
.f .with-suffix input{padding-right:52px}

/* radio and checkbox as chips */
.chips{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:9px}
@media(max-width:640px){.chips{grid-template-columns:repeat(2,minmax(0,1fr))}}
.chip{position:relative;display:flex}
.chip input{position:absolute;inset:0;opacity:0;width:100%;height:100%;margin:0;cursor:pointer}
.chip span{display:flex;align-items:center;justify-content:center;text-align:center;width:100%;min-height:52px;
  padding:12px 14px;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:#fff;font-family:var(--d);
  font-weight:600;font-size:.93rem;color:var(--navy-500);transition:.14s;user-select:none}
.chip input:checked + span{background:var(--navy);border-color:var(--navy);color:#fff}
.chip input:focus-visible + span{outline:3px solid var(--blue);outline-offset:2px}
.chip:hover span{border-color:var(--navy-500)}

.check{display:flex;gap:12px;align-items:flex-start;padding:14px;border:1.5px solid var(--line-2);
  border-radius:var(--r-sm);background:#fff;cursor:pointer}
.check input{width:22px;height:22px;min-height:0;flex:0 0 22px;margin:1px 0 0;accent-color:var(--blue);cursor:pointer}
.check .body{min-width:0}
.check strong{display:block;font-family:var(--d);font-weight:600;font-size:.95rem;color:var(--navy)}
.check .hint{margin-top:3px}
.check:has(input:checked){border-color:var(--pos);background:var(--pos-050)}

/* ---- repeating entries ---- */
.entry{border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;margin-bottom:14px;background:var(--mist)}
.entry-head{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.entry-head h3{margin:0;font-size:.98rem}
.entry-n{width:28px;height:28px;border-radius:8px;background:var(--navy);color:#fff;display:grid;place-items:center;
  font-family:var(--d);font-weight:700;font-size:.8rem;flex:0 0 28px}
.entry-del{margin-left:auto;background:none;border:0;color:var(--muted-2);cursor:pointer;font-family:var(--d);
  font-weight:600;font-size:.83rem;padding:8px 10px;min-height:44px;border-radius:var(--r-sm)}
.entry-del:hover{background:var(--maple-050);color:var(--maple-700)}
.add-row{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:4px}
.add-note{font-size:.82rem;color:var(--muted-2)}

/* ---- live ratio strip ---- */
.ratios{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line);
  border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin-bottom:20px}
@media(max-width:640px){.ratios{grid-template-columns:repeat(2,minmax(0,1fr))}}
.ratios .r{background:#fff;padding:12px 14px;text-align:center}
.ratios .r span{display:block;font-family:var(--d);font-size:.66rem;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;color:var(--muted-2)}
.ratios .r b{font-family:var(--d);font-size:1.1rem;font-weight:700;color:var(--navy);letter-spacing:-.02em}
.ratios .r b.over{color:var(--maple)}
.ratios .r b.under{color:var(--pos)}
.ratios .note{grid-column:1/-1;background:var(--mist);padding:8px 14px;font-size:.75rem;color:var(--muted-2);text-align:center}

/* ---- footer nav ---- */
.pagenav{display:flex;gap:12px;align-items:center;margin-top:26px;flex-wrap:wrap}
.pagenav .btn-primary{margin-left:auto}
@media(max-width:640px){
  .pagenav{flex-direction:column-reverse;align-items:stretch}
  .pagenav .btn{width:100%;margin-left:0}
}

/* ---- messages ---- */
.msg{padding:13px 16px;border-radius:var(--r-sm);font-size:.9rem;font-weight:600;margin-bottom:16px;line-height:1.5}
.msg.err{background:var(--maple-050);color:var(--maple-700)}
.msg.ok{background:var(--pos-050);color:var(--pos)}
.msg.info{background:var(--sky-050);color:var(--blue-700)}
.msg.warn{background:var(--warn-050);color:var(--warn)}

/* ---- review ---- */
.rev-sec{border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;background:#fff;overflow:hidden}
.rev-h{display:flex;align-items:center;gap:12px;padding:15px 18px;background:var(--mist);border-bottom:1px solid var(--line)}
.rev-h h3{margin:0;font-size:.98rem}
.rev-h .edit{margin-left:auto;font-family:var(--d);font-weight:600;font-size:.84rem;background:none;border:0;
  color:var(--blue);cursor:pointer;padding:8px 10px;min-height:44px;border-radius:var(--r-sm)}
.rev-h .edit:hover{background:var(--blue-050)}
.rev-b{padding:6px 18px 14px}
.rev-row{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.9rem}
.rev-row:last-child{border-bottom:0}
.rev-row dt{color:var(--muted);margin:0}
.rev-row dd{margin:0;font-family:var(--d);font-weight:600;color:var(--navy);text-align:right}
@media(max-width:640px){
  .rev-row{display:grid;gap:1px}
  .rev-row dd{text-align:left;font-size:.98rem}
}
.rev-missing{color:var(--maple-700);font-weight:600}

/* ---- submitted confirmation ----
   Named `.finished`, not `.done`: `.done` is also the rail's "section complete"
   state, and this block's 80px vertical margin was landing on the menu button. */
.finished{text-align:center;max-width:560px;margin:clamp(40px,8vh,90px) auto;padding:0 20px}
.finished-tick{width:78px;height:78px;border-radius:50%;background:var(--pos-050);color:var(--pos);display:grid;
  place-items:center;margin:0 auto 24px}
.finished-tick svg{width:38px;height:38px}
.finished .ref{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:1.02rem;background:var(--mist);
  border:1px solid var(--line);border-radius:var(--r-sm);padding:11px 18px;display:inline-block;margin:8px 0 22px}

/* ---- skeleton while loading ---- */
.boot{display:grid;place-items:center;min-height:100vh;color:var(--muted-2);font-family:var(--d);font-weight:600;gap:14px}
.boot .spin{border-color:var(--line-2);border-top-color:var(--blue);width:26px;height:26px}